Mortgage Rates Are at Historic Lows! Is Your Credit Ready?
Yes, mortgage rates are at historic lows but some applicants may find it challenging to actually get these low rates as a result of less than perfect credit ratings. So, what do you need to know to qualify for that low rate? There are no new secrets...
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Checking Accounts & Debit Cards
Get a checking account that suits your needs—whether you’re just paying bills, seeking a simple way to manage your household finances, or want all of the bells and whistles.
Debit Card Users:
Avoid being declined due to an accidental overdraft — Choose Overdraft Priviledge!
All MidWest Financial checking accounts include:
- Free ATM Debit Card. Know what to do if your Debit or Credit Card is lost, stolen or compromised!
- Access via Internet Banking, including free e-Alerts
- Free, convenient e-Bill Payment services
- Free, environmentally-friendly e-Statements and e-Notices
- Deposit insurance from the NCUA up to at least $250,000
Essential Checking
A simple way to manage your money while getting a fresh start.
Travel Alert!
Planning to travel to one of these countries?»
Debit Card Users:
Avoid being declined due to an accidental overdraft — Choose Overdraft Priviledge!
- Free ATM Debit Card*
- Low $5 monthly maintenance fee
- No transaction fees
- $20 minimum to open
- No minimum balance requirements
- Help with your credit rebuilding plan through Accel
- Thousands of surcharge-free ATMs nationwide
- 8 free ATM transaction per month, $2 per transaction thereafter
- 3 Overdraft options from which to choose
- Compare with other checking options
*Subject to credit qualification.
Checking account approvals are subject to credit qualifications. Rates and fees are subject to change at any time without notice.
Classic Checking
An easy, practical checking account—one that proves “no frills” can be a luxury!
Travel Alert!
Planning to travel to one of these countries?»
Debit Card Users:
Avoid being declined due to an accidental overdraft — Choose Overdraft Priviledge!
- Free ATM Debit Card
- No minimum balance requirements
- No monthly or periodic maintenance fees—period
- $20 minimum to open
- Thousands of surcharge-free ATMs nationwide
- 8 free ATM transaction per month, $2 per transaction thereafter
- 3 Overdraft options from which to choose
- Compare with other checking options
Checking account approvals are subject to credit qualifications. Rates and fees are subject to change at any time without notice.
Platinum Checking
A smart way to manage your household finances while earning interest.
Travel Alert!
Planning to travel to one of these countries?»
Debit Card Users:
Avoid being declined due to an accidental overdraft — Choose Overdraft Priviledge!
- Free ATM Debit Card
- Earn an attractive interest rate on your balance
- Avoid monthly fees by maintaining a nominal minimum monthly balance
- $1,000 minimum to open and maintain account
- Thousands of surcharge-free ATMs nationwide
- 8 free ATM transaction per month, $2 per transaction thereafter
- 3 Overdraft options from which to choose
- Compare with other checking options
Checking account approvals are subject to credit qualifications. Rates and fees are subject to change at any time without notice. Interest is calculated daily and paid monthly on $1 increments. Interest is paid the first day of each month for the previous month. If the minimum balance is not maintained, a $10 penalty will be assessed at the end of the month.
Organizational Checking
An ideal solution for your club, group, or small community organization.
Travel Alert!
Planning to travel to one of these countries?»
- Free ATM Debit Card
- Affordable and easy-to-maintain minimum balance requirements
- Designed for low transaction activity to avoid activity fees
- Overdraft Privilege available
- Convenient night depository service




