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Loans

Borrow the money you need for a car, recreational vehicle, boat, or special purchase, without paying more than you have to!

All MidWest Financial borrowers are encouraged to consider:

MoneyLine Lines of Credit

A convenient line of credit to handle those unforeseen emergencies and more.

  • Pay only when you use the credit line, with no annual fee
  • Affordable, low interest rate when you do use the credit line
  • Can be used as Overdraft protection loan for checking account(s).
  • Enjoy peace of mind with Payment Protection for life’s unforeseen events
    • Illness, injury, involuntary unemployment, and death
  • Flexible repayment terms

Signature Loan

Funding for whatever you may need — a computer, a wedding, a trip of a lifetime, and more!

  • Borrow a set amount with monthly payments over a specific length of time
  • Affordable rates and terms
  • Enjoy peace of mind with Payment Protection for life’s unforeseen events
    • Illness, injury, involuntary unemployment, and death
  • Convenient payroll deduction or automatic payment

Auto Loans

Get in the driver’s seat — whether it’s new or just new to you — with a loan that makes sense for your budget. And now, you can get your MWFCU loan right at your dealer!

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Member Discounts from GM!

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  • Affordable rates and terms, same rate for new and used vehicles
  • No prepayment penalties
  • Enjoy peace of mind with Payment Protection for life’s unforeseen events
    • Illness, injury, involuntary unemployment, and death
  • Avoid the "gap" with GAP Plus coverage, just in case
    • Pay remaining balance on your loan, up to the protected amount, beyond what insurance will pay in the event of an accident, plus $1,000 toward your next vehicle purchase with MidWest Financial
  • Discounts on auto and other insurance with AAA and Nationwide
  • Get your MWFCU loan right at your dealer.
  • Convenient payroll deduction or automatic payment

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Recreational Vehicles

Financing for your boat, RV, camper, trailer, motorcycle (engines over 500cc), snowmobile, personal watercraft, ATV, or dirt bike.

  • Affordable rates and terms to fit your budget
  • No prepayment penalties
  • Enjoy peace of mind with Payment Protection for life’s unforeseen events
    • Illness, injury, involuntary unemployment, and death
  • Flexible repayment terms. Choose:
    • Monthly or bi-weekly payments
    • Convenient payroll deduction or automatic payment
  • Discounts on auto and other insurance with AAA and Nationwide

Mortgages

Looking to purchase a home or refinance your existing mortgage? Discover the advantages of a MidWest Financial Credit Union mortgage!

Work with a qualified Mortgage Loan Consultant who will help you get the mortgage that is right for YOU!

Home Equity

A home equity loan may be an excellent way to utilize the equity in your home for a variety of reasons.

It may be utilized to finance:

  • Educational Expenses
  • Major life purchases such as a second home, a boat, or a once in a lifetime vacation
  • Unexpected medical expenses
  • Consolidate high finance charge debts into a lower interest rate loan