Mortgage Rates Are at Historic Lows! Is Your Credit Ready?
Yes, mortgage rates are at historic lows but some applicants may find it challenging to actually get these low rates as a result of less than perfect credit ratings. So, what do you need to know to qualify for that low rate? There are no new secrets...
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Loans
Borrow the money you need for a car, recreational vehicle, boat, or special purchase, without paying more than you have to!
All MidWest Financial borrowers are encouraged to consider:
- Payment Protection
- Automatic payments from your MWFCU account or payroll deduction
- Free, environmentally-friendly e-Statements and e-Alerts
MoneyLine Lines of Credit
A convenient line of credit to handle those unforeseen emergencies and more.
- Pay only when you use the credit line, with no annual fee
- Affordable, low interest rate when you do use the credit line
- Can be used as Overdraft protection loan for checking account(s).
- Enjoy peace of mind with Payment Protection for life’s unforeseen events
- Illness, injury, involuntary unemployment, and death
- Flexible repayment terms
Signature Loan
Funding for whatever you may need — a computer, a wedding, a trip of a lifetime, and more!
- Borrow a set amount with monthly payments over a specific length of time
- Affordable rates and terms
- Enjoy peace of mind with Payment Protection for life’s unforeseen events
- Illness, injury, involuntary unemployment, and death
- Convenient payroll deduction or automatic payment
Auto Loans
Get in the driver’s seat — whether it’s new or just new to you — with a loan that makes sense for your budget. And now, you can get your MWFCU loan right at your dealer!
Don't Miss Great Credit Union
Member Discounts from GM!
Learn more- Affordable rates and terms, same rate for new and used vehicles
- No prepayment penalties
- Enjoy peace of mind with Payment Protection for life’s unforeseen events
- Illness, injury, involuntary unemployment, and death
- Avoid the "gap" with GAP Plus coverage, just in case
- Pay remaining balance on your loan, up to the protected amount, beyond what insurance will pay in the event of an accident, plus $1,000 toward your next vehicle purchase with MidWest Financial
- Discounts on auto and other insurance with AAA and Nationwide
- Get your MWFCU loan right at your dealer.
- Convenient payroll deduction or automatic payment
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Recreational Vehicles
Financing for your boat, RV, camper, trailer, motorcycle (engines over 500cc), snowmobile, personal watercraft, ATV, or dirt bike.
- Affordable rates and terms to fit your budget
- No prepayment penalties
- Enjoy peace of mind with Payment Protection for life’s unforeseen events
- Illness, injury, involuntary unemployment, and death
- Flexible repayment terms. Choose:
- Monthly or bi-weekly payments
- Convenient payroll deduction or automatic payment
- Discounts on auto and other insurance with AAA and Nationwide
Mortgages
Looking to purchase a home or refinance your existing mortgage? Discover the advantages of a MidWest Financial Credit Union mortgage!
Work with a qualified Mortgage Loan Consultant who will help you get the mortgage that is right for YOU!
Home Equity
A home equity loan may be an excellent way to utilize the equity in your home for a variety of reasons.
It may be utilized to finance:
- Educational Expenses
- Major life purchases such as a second home, a boat, or a once in a lifetime vacation
- Unexpected medical expenses
- Consolidate high finance charge debts into a lower interest rate loan






